• Failure to pay back the loan at this expected date/period, legal actions will be taken against the applicant by our attorney.
• Applicants who are unable to meet with the repayment will be given 4weeks as a grace period before legal actions will be taken.
• A security policy certificate must be issued to all international borrowers to guarantee the security of the transaction and to ensure they can repay what they want to borrow.
• Applicant must be above 18 years Please note the refund account information will be sent as a time to pay back your loan.

Furthermore, it is expected to inform the borrower to either a scan copy of your national identity card or driving License provided his or her name, If you are in full consistent with These terms and allows you to return to us with either a scanned copy of your national identity card or driving license alongside with The options mentioned above, we are able to make your loan to be transferred as soon as possible order.

Clearance Fee: Borrower is entitled to pay for the transfer charges of the loan and it must be paid before loan transfer can be initiated. And this transfer cost fee will be one and only payment attached to this transaction. It is noted that this Funding is Non-Criminal and not related to any Terrorist Groups, Illicit Gun Running ring or Money Laundry to comply with the USA Government's Policy act to the understanding of every reader of this agreement, makes the individual assured that this loan is legal.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

• Eligibility for personal loans up to $50,000 depends on a number of factors, including (but not limited to) your financial history, credit score, monthly income, and monthly expenses. Eligibility for personal loans is not guaranteed, and requires sufficient investor commitments to fund.
• You may receive your funds one business day following your acceptance of the loan offer, completion of all necessary verification steps and final approval. One business day funding is also dependent on your bank’s transaction processing speed.
• Weighted average historical return for loans originated through Equity Trust Loan as of Dec 31 2024. To be included in the historical return (“Historical Return”) calculation, the loan must have originated:
  • on or after July 1, 2009, and
  • at least 12 months prior to the calculation date. Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses (including from charged-off loans). We calculate the Historical Return for loans originated through Equity Trust Loan as follows. First, loans are separated into distinct “Groups” based on the specific month and year in which they were originated and their Prosper Rating at origination. For each Group, we calculate:
    • the sum of the interest paid, plus late fees, minus servicing fees, minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans, plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
    • the sum of the principal balances outstanding on active loans at the end of each day since origination. We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group, we compute the cumulative outstanding principal dollar weighted average of their Historical Returns. This gives us the “weighted average Historical Return” for loans originated through Equity Trust Loan. For purposes of this calculation, “active” means loans that are either:
      • current in payments or
      • delinquent, provided that delinquent loans that have charged-off or are in default are not considered active. Loans that have paid off are also not considered active.

The Historical Return calculation (a) is updated quarterly; and (b) excludes the impact of servicing related corrective non-cash adjustments that may modify the outstanding balance or status of a borrower loan. The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note, which is highly uncertain. Individual results may vary. Historical performance is no guarantee of future results and the information presented is not intended to be investment advice or a guarantee about the performance of any Note. The Equity Trust Credit Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International. Equity Trust Loan and its lending partners take your privacy seriously. Please see Equity Trust Loan Privacy Policy, World Bank Privacy Policy, Coastal Community Bank’s Privacy Policy, and Spring EQ’s Privacy Policy for more details. Equity Trust Marketplace, Inc.